Brit Global Specialty

Legal Expenses

Our Legal Expenses insurance provides access to legal advice and covers the legal costs of pursuing or defending certain classes of legal action. We are a recognised leader for business in the UK, Canada, Australia and the USA and are developing other international territories in respect of before the event (BTE) business only.

Legal Expenses

James Parker

Class Underwriter

seeing the diffrence makes the diffrence

Our Product

Available to individuals, companies and affinity groups, cover can either be provided on a Before the Event (BTE) basis – by adding cover to a household, motor, general commercial policy or as a members’ benefit of an affinity group (ie trade association) – or on an After the Event (ATE) basis, for certain types of legal actions.

ATE covers the other side’s costs for an event that has already occurred, such as a personal injury, contract dispute or insolvency litigation.

We write BTE legal expenses business for personal lines, commercial enterprises and affinity groups.

In the UK, our BTE and ATE business is primarily written through specialist legal expenses intermediaries, but we are looking to support brokers in developing BTE products to enhance their current general portfolios.

In all other territories we support general Lloyd’s approved intermediaries to enhance their product offerings on a retail and wholesale basis.

We also specialise in structured arrangements (through standalone or protected cell captives) for intermediaries, specialist agents and affinity groups, providing them with the opportunity to share in the underwriting results.

Our Capacity

Our maximum available capacity is £2.5m per case on an ATE basis


James Parker

Legal and Structured Solutions Class Underwriter

020 3857 0054 | Email

Simon Middlewick

Legal and Structured Solutions Underwriter

020 3857 0052 | Email

Nicolas Forti

Divisional Director

+44 (0)20 3857 0049 | Email

Janet M Henderson

Portfolio Director, Long Tail Insurance

+44 (0)20 3857 0076 | Email


James Manners-Wood

Head of Claims Specialty Lines

+44 (0)20 3857 0101 | Email

Gary Mann

Senior Claims Adjuster

+44 (0)20 3857 0102 | Email